What is an EPC?

A Simple Guide to Energy Performance Certificates 

Written by David Walter, Chief Commercial Officer

3 Feb 2025 - Ever wondered how energy-efficient your home is? Well, an energy performance certificate, or EPC, could give you the answers you're looking for.

We'll break down what EPCs are, why they matter, and how you can get one for your property.

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What is an EPC, and what does it stand for?

An energy performance certificate, or EPC, is a document that rates your home’s energy efficiency. Providing a rating from A (the best) to G (the worst), it gives you a quick indication of how well the property retains heat and uses energy

As well as your rating, your EPC document will also show you:

  • A breakdown of your property’s energy performance

  • Your property’s environmental impact

  • Recommendations for increasing its energy efficiency

  • Estimated energy usage and potential savings 

EPCs were rolled out in the UK in 2007 as part of the European Union's Energy Performance of Buildings Directive (EPBD). The EPBD aimed to improve the energy efficiency of buildings across Europe and reduce carbon emissions. So, EPCs were a way to standardise how homeowners could understand the energy performance of their properties, and spot ways to enhance efficiency and reduce environmental impact.

It’s worth noting that energy performance certificates aren’t the same as energy efficiency ratings, which are the coloured labels found on various home appliances. Energy efficiency ratings give you an idea of a single appliance's running costs and energy consumption, while energy performance certificates refer to a whole property.

Why do you need an EPC?

A better EPC rating not only means your home is more energy efficient, but it also gives you suggestions for how to lower your energy costs in the long run – and what your rating might be if you made those changes. This can be a big plus when the time comes to sell or rent your property, as the promise of lower utility bills might tempt prospective buyers or tenants.

Having an energy performance certificate is sometimes a legal requirement in the UK, such as:

  • If you’re selling your home, you need to have a valid EPC to show to potential buyers.

  • If you’re renting your home, you must provide prospective tenants with a copy of your EPC before the lease begins. 

  • For new-build properties to prove that they meet the latest energy efficiency standards.

If significant structural changes are made to a property that may change its efficiency, a new EPC will be needed

Depending on your rating, you might be entitled to certain government incentives – like the Great British Insulation Scheme, which offers support to homes rated D-G – which could save you more money.

Are there any exemptions to having an EPC?

Yes, there are a few exceptions where it isn’t a legal requirement to have an EPC:

  • Some listed buildings, due to concerns that energy efficiency improvements might impact their character.

  • Temporary buildings that will be used for less than two years.

  • Residential buildings that are used less than four months of the year.

  • Industrial sites, workshops, and non-residential agricultural buildings with low energy demand.

What are the EPC ratings?

Understanding the rating system is key to managing your property’s energy use and expenses. Each EPC provides a grade from one of seven categories, ranging from A to G, with A being the most energy efficient, and G the least.

Here’s a breakdown of them in more detail:

A – Properties in this category are the most efficient. Living in an A-rated home usually means lower energy bills and minimal heat loss during cold months.

B to C – Properties rated B or C are fairly standard in the UK and suggest that while the home is mostly energy efficient, there's still some room for improvement.

D to E – These ratings are also common, particularly in older homes. They usually consume a lot of energy and offer many opportunities for energy-efficiency improvements.

F to G – The worst efficiency ratings, properties with an F or G score have the most room for upgrades to reduce energy loss.

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How to get an energy performance certificate

In England, Wales, and Northern Ireland, energy performance certificates are issued by accredited domestic energy assessors (DEA). So, to get an EPC, you’ll first need to find an assessor to review your home’s energy efficiency.

The easiest way to find a DEA is to use the gov.uk website’s find an assessor tool.

Once you’ve chosen an assessor and arranged for them to visit your home, they will complete a thorough evaluation to measure the property’s energy efficiency and reveal where energy is being lost. This usually includes reviewing insulation, boiler and heating systems, and windows in all rooms and spaces. The age and construction of your home are also factored into the overall rating.

Domestic assessments usually take between 45 minutes and 2 hours, but it depends on the size of your property.

Later, the assessor will calculate your home’s energy efficiency and issue your EPC via an online link. Along with a grade, the EPC will also include estimated energy costs for your home, providing a valuable overview of how you could reduce your energy bills.

If you live in Scotland, only a select number of government-approved organisations can issue EPCs. You can find the full list of approved EPC organisations on the Scottish EPC Register here.

How much does an EPC certificate cost?

The cost of an EPC can vary depending on several factors. As of 2024, in the UKEPCs typically cost £60 to £120, according to the HomeOwners Alliance.  

Things that could affect the price of your EPC are:

Property size

Bigger homes with more rooms take longer to assess.

Property type

Flats and bungalows may cost less to assess as they usually have fewer variables and checks compared to houses.

Location

Costs may also vary by region because of different local market conditions.

How long does an EPC last?

An EPC is valid for 10 years from the date that it’s issued. This means you can use the same certificate for multiple sales or rentals, provided it’s within 10 years of the issue date. However, if you make significant energy-related improvements to your property, it might be helpful to get a new EPC to reflect these changes.

How can I improve my EPC rating?

Improving your home’s EPC rating not only boosts your property's market appeal and value, but can also decrease energy costs.

Here are some effective ways to enhance your property's energy efficiency:

  • Insulation : Upgrading insulation in the walls, loft, heating tanks, and hot water pipes of your home is one of the best ways to retain heat and reduce energy loss.

  • Heating : Old and inefficient boilers can drag down your EPC rating. Consider getting yours serviced regularly or replacing them with a newer, more energy-efficient model. Little things like bleeding your radiators can also make a difference.

  • Energy-efficient lighting : Switching to LED bulbs throughout your property can reduce your energy consumption for lighting by up to 75% compared to traditional incandescent bulbs.

  • Upgrade to a smart meter : While smart meters might not directly help bring your EPC rating down, they can help you monitor your energy usage so you can see where gas or electricity is being wasted. Then, you can take steps to improve these areas.
    Upgrade to a smart meter for free with UW.

  • Switch to efficient appliances : Not all household appliances are made equal, and some use more electricity and gas than others. Review the energy label on your appliances and consider switching to more energy-efficient models.

How do I check if I already have an EPC?

You can check if your property has a valid EPC by using the EPC finder tool on the gov.uk website.

What happens if I don’t have an EPC?

If you are asked to show an EPC and fail to provide one, you can be fined by your Local Authority Building Control department. Depending on the property's value, these fines can range from £500 to £5,000.

Can you pass or fail an EPC?

No, you won’t receive a pass or a fail with an EPC assessment. Instead, you’ll get a rating from A (most efficient) to G (least efficient). However, certain ratings may restrict what you can do with the property – such as renting it out if it's below the minimum standard, or applying for some government schemes.

Is there a minimum EPC rating?

Yes, the Minimum Energy Efficiency Standard (MEES) Regulations require that all rental properties in England and Wales have a minimum EPC rating of E. Properties rated F or G cannot be rented out unless they qualify for an exemption on the PRS Exemptions Register.

What happens when an EPC expires?

If your EPC expires after 10 years, you’ll need to get a new one before selling or renting your property. Operating without a valid EPC can result in fines, and may delay property transactions.

Can an EPC save me money on my energy bills?

While the EPC itself doesn’t directly save you money on your energy bills, the information  can help you make informed decisions about improvements that can significantly reduce your costs.

How can an EPC impact my home insurance premiums?

An EPC can have an affect your home insurance premiums. Insurers may offer discounts for homes with higher EPC ratings (A or B) because these homes are typically at a lower risk of certain types of damage, like those caused by damp and mould, thanks to better insulation and heating systems.

What should I do if I disagree with my EPC rating?

You can challenge the assessment if you believe your EPC rating is incorrect or unfair. You’ll need to contact your assessor directly to understand how their rating was calculated. If you're still unhappy, you can contact the accreditation body that certified the assessor for further review. These details should be on your energy performance certificate.

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