Protect your home with *five-star-rated Insurance products

Unlock extra savings when you bundle our Home Insurance or Boiler & Home Cover with other services**.

Simply Sign up to become a customer then add Home Insurance or Boiler & Home Cover via My Account, the UW App or by calling 0333 777 0221.

If you are already a UW customer, log into your online account to upgrade your current plan.

Learn more

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The legal bit

*Our Home Insurance cover has been given five stars by independent consumer experts, Defaqto (2025) and Moneyfacts (2025).

Our Boiler & Home Cover has been given stars by independent consumer expert, Moneyfacts (2025).

**Subject to eligibility. Terms and exclusions apply.

Exclusions apply. Please refer to the Insurance policy documents for Home Insurance and Boiler & Home Cover.

Home Insurance

Protect the things that matter most when the unexpected happens. Our Defaqto and Moneyfacts five-star-rated Home Insurance safeguards your property, giving you peace of mind in the face of weather, fire, theft, or other damage.

Sign up to become a customer then add Home Insurance via My Account, the UW App or by calling 0333 777 0221. If you are already a UW customer, log into your online account to upgrade your current plan.

Learn More

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Boiler & Home Cover

We're there to help take the hassle out of looking after your property. From your boiler and electronics to plumbing and drainage, we’ll be there if things go wrong with support from our 24/7 claims team.

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Contents insurance that protects the things that matter most

Our home contents insurance gives you peace of mind in the face of the unexpected.

When you switch to UW, our Defaqto and Moneyfacts five-star-rated cover can help you with the cost of repairing or replacing your most treasured possessions.

Learn more

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The legal bit

Our Home Insurance cover has been given five stars by independent consumer experts, Defaqto (2025) and Moneyfacts (2025).

Why choose UW for your Home Insurance

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Enjoy the benefits of bundling

When you bundle your insurance with our other services, like energy, broadband, or mobile, you get better discounts on your variable energy tariffs and unlock our best fixed energy rates. Plus, we’ll combine your UW services into one single, great-value bill so you don’t have to worry about multiple payments.

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Five-star cover

Leading independent insurance experts Defaqto and Moneyfacts give us top marks for our five-star-rated cover. Learn more about our awards here.

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Value you can trust every year

You'll always get the best deal possible from our panel of insurers. They compete year after year to give you the best possible price, and we show you the best quote based on your circumstances.

The legal bit

Fixed tariff only available to eligible customers who take two or more Bundle Services, see full terms for details and eligibility

Take two for total peace of mind

Take energy and insurance with UW to fix your energy rate, giving you price certainty until July 2025.

And when you take three services, you’ll unlock an even cheaper fixed rate tariff.

Plus, save even more with low prices on your broadband, mobile and insurance.

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The legal bit

Fixed tariff: only available to eligible customers who take two or more bundle services (bundle services are energy, broadband and mobile). Smart meter required. Full details, eligibility and terms available at UW terms and conditions.

Cheapest variable energy: when you take energy and two other eligible bundle services vs standard variable tariffs offered by major suppliers (large and medium suppliers as defined by Ofgem), for sale nationally, excl. existing customer tariffs. Based on Ofgem's typical domestic usage. Payment by Direct Debit. Correct as of 03/02/2025. Contact us to verify. See UW terms and conditions.

Awards: We’ve been awarded Best Value for Money two years in a row and the Best Customer Service at the Uswitch Energy Awards 2024: https://www.uswitch.com/gas-electricity/uswitch-energy-awards-2024/

How to get insurance with UW

Our home and contents insurance is exclusive to UW customers, but switching has never been easier.

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Select your services

Start building your quote by selecting at least one of our other services to unlock our five-star-rated insurance products. The more services you bundle, the more you save.

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Choose your tariff

Based on the services you want to switch to UW, we’ll give you a range of tariff options to suit your needs.

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Confirm your quote

Once we have all your information, we’ll calculate your personal cost projection for all your services in one easy-to-pay bill. All you have to do is accept – and we’ll handle the rest.

New to UW

Get a quote

Already a UW customer?

Log into your online account to upgrade your current plan.

My account

Insurance Guides

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Making a claim, what you need to know

Insurance is something we don’t want you to think about. We offer a brilliant home insurance service and we want you to know that should the worst happen.

Learn more

Get peace of mind with five-star-rated* Home Insurance

Protect the things that matter most when the unexpected happens. Our Defaqto and Moneyfacts five-star-rated Home Insurance safeguards your property.

Learn more

Boiler & Home Cover to keep your home running smoothly

We're there to help take the hassle out of looking after your property. From your boiler and electronics to plumbing and drainage.

Learn more

Contents insurance that protects the things that matter most

Our home contents insurance gives you peace of mind in the face of the unexpected. Content cover can help you with the cost of repairing or replacing.

Learn more

“More customers than ever are turning to UW for their insurance to save money on their household bills when they bundle with our other services.”

David Walter - Chief Commercial Officer

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FAQs

Who is eligible for UW insurance?

Home Insurance is only available to our existing customers who have an established direct debit set-up. It’s another perk of being a UW customer!

Switch your energy, broadband, or mobile supplier to UW, and you can unlock our Defaqto and Moneyfacts five-star-rated Home Insurance.

Will my policy be on my UW bill?

Yes! As part of our one-bill promise, your Insurance payments will be added to your existing UW monthly bill so you can spread the cost over handy monthly payments.

What can affect the price of my home insurance?

Much like the various external factors that can impact the broader insurance market, several things can affect the price of your home insurance. These include but are not limited to:

What your home is made of – The materials used to construct your property and the way it’s been built can influence your quote
The type of property that you live in – Larger properties with more rooms can increase the cost of repair or re-builds
The area that you live in – Areas that are more prone to extreme weather, like flooding, can also impact your premium
Your home security – If you have strong home security installed, you may see your home insurance premium decrease

How do I make a claim?

Whether you’re covered with our Home Insurance or Boiler & Home Cover, making a claim is simple. Use the contact details below to get in touch with the correct department:

Home Insurance:
As we work with a panel of insurers, your first port of call is to refer to Page 1 of your personalised Policy Schedule. There, you will find the number to call to get started with your claim.

Boiler & Home Cover:
Telephone: 0333 777 3234