Our bill-busting retail partners

For every pound you spend with our cashback card, you can earn up to 10% cashback which comes directly off your monthly UW bill.

  • Earn up to 10% cashback with our retail partners

  • Earn 1% everywhere else*

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Our customers love these brands

"The cashback we’re getting from this card is consistently averaging over £30 per month. With new cashback partners being added regularly, it just gets better." - Bruce, TrustPilot **

There's more where that came from

With over 55 retail partners, we've got you covered

Stream more, save more

Bringing entertainment to everyday savings. Get 5% cashback on monthly plans with big-name subscription providers when using your card.

Log in to your UW app to see more.

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Get 5% cashback when you use your UW Cashback Card on any monthly subscription plans for the following providers: Amazon Prime, Prime Video, Amazon Music, Netflix, Spotify, Disney+ and Paramount+. We are in no way affiliated with any of the brands featured in this offer.

Shop and earn


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Top up 

Load money onto the Cashback Card from your debit card using the UW app or website.

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Go shopping 

Shop with your Cashback Card and automatically earn up to 10% cashback on every transaction.

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Lower your bill 

At the end of every month we'll automatically take your cashback earnings off your UW bill.

Convenience in your pocket

Our shiny UW app makes it easy to check the cashback percentages of our retail partners, view and top up your cashback balance and track your cashback earnings in real-time.

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Like what you see?

Join 400,000 cardholders already saving money off their UW bill every month.

All this for just £3 per month

*You can earn unlimited cashback at the relevant % from our retail partners each month. Purchases from other retailers are eligible for cashback of 1% on spend, subject to cashback caps which vary depending on the number of services you have taken out. You are only eligible to receive the 1% cashback at other retailers if you are not engaged in debt collection proceedings with UW – and have at least one of the following services live at the time of billing: Mobile, Broadband (Broadband and/or Home Phone), Energy, or Insurance (excluding Bill Protector). See our full terms for more information on eligibility.

**TrustPilot review posted 11 March 2023.

Our cashback card provider PSI-Pay Ltd is an authorised e-money institution. e-money is not subject to Finance Services Compensation Scheme protection in the way bank deposits are, but it is subject to “safeguarding” requirements. In the unlikely event of insolvency, this means there will be a pool of funds from which cashback card customers would be repaid (subject to certain deductions for associated insolvency costs).

The UW cashback card is issued by PSI-Pay Ltd pursuant to a license by Mastercard International Incorporated. PSI-Pay Ltd is regulated by the Financial Conduct Authority (FCA) under the electronic Money Regulations 2011 (FCA register number 900011) for the issuing of electronic money. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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Utility Warehouse Limited is authorised and regulated by the Financial Conduct Authority

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